May 19, 2025 by matray

Indigo Insurance today announced significant enhancements to its coverage offerings, reinforcing its commitment to comprehensive protection for physicians.​ In recognition of the critical role medical professionals play as expert witnesses in legal proceedings, Indigo is introducing a novel product extension: Expert Witness Liability Coverage.

"Physicians are often asked to contribute to the legal process as expert witnesses, which extends their expertise beyond clinical settings and opens them up to potential risk," said Braden Davis, Indigo co-founder and chief insurance officer of Indigo. "Our new coverage ensures physicians can meet this request with confidence, knowing they have protection to help in these unique situations."

This specialized coverage is designed to safeguard expert witnesses against potential claims arising from their testimony, and the policy encompasses defense costs, deposition coverage and defense against allegations of professional negligence or misrepresentation. Indigo's data-driven approach tailors this coverage to align with the unique risks associated with expert witness roles.

Indigo's platform leverages artificial intelligence to provide customized pricing based on individual risk profiles, streamlining the insurance process for both physicians and brokers. With an A- (Excellent) rating by AM Best, Indigo continues to set new standards in medical professional liability coverage. ​

Backed by leading healthcare investment firms Rubicon Founders, Oak HC/FT, and Optum Ventures, Indigo has grown conservatively since binding its first policy in December 2023 to optimize for underwriting profit – a metric that has evaded the majority of InsurTechs born in the zero interest-rate policy era. Now poised with a national distribution network of highly curated brokers and industry leading technology (no application nor loss run to bind coverage), the company expects to triple premiums and insure over 1,000 physicians by year end.