December 16, 2025 by matray

PointBridge, a managing general underwriter specializing in professional liability insurance, announced the impending launch of a new admitted physicians medical liability program in partnership with Aspen, an AM Best A-rated global specialty insurer.

The program, which launches Jan. 1, 2026, is designed to meet growing demand for modern, competitively priced professional liability coverage for physicians and surgeons. The initial rollout will begin in select states, with expansion to 15 target states by the end of the first quarter of 2026.

“We’re excited to partner with Aspen to bring a fresh approach to physicians professional liability insurance,” said Philip Cabaud, chief executive officer of PointBridge. “This program combines the financial strength of a global carrier with AI-assisted underwriting technology to deliver faster turnaround times, more accurate risk assessment and competitive pricing for physicians and their practices.”

According to PointBridge, the admitted program offers several advantages, including Aspen’s AM Best A-rated financial strength, updated admitted policy forms designed for today’s medical practice environment and AI-assisted underwriting that supports faster and more precise risk evaluation alongside underwriter review. Technology-driven efficiencies are intended to support competitive premium structures.

Coverage will be available to licensed physicians and surgeons, as well as professional corporations and practice entities under which insured physicians operate. Initial launch states include Arizona, California, Connecticut, Florida, Georgia, Illinois, Maryland, Michigan, Nevada, North Carolina, Ohio, Pennsylvania, South Carolina, Texas and Wisconsin. PointBridge said it will distribute the program through appointed retail agents and brokers, providing underwriting expertise and streamlined service throughout the quoting and binding process.