ISMIE Mutual Admitted in Ohio

November 2, 2018 by matray

ISMIE Mutual Insurance Co. announced that Ohio insurance regulators have granted the company admitted status, another important step in the leading medical professional liability carrier’s national expansion. With this recent development, ISMIE is able to offer Ohio physicians, health professionals and medical entities of all types wide-ranging medical liability coverage and access to its risk management products, cyber liability protection and claims services. “The Midwest is our home territory, and achieving admitted status in Ohio is a milestone for ISMIE,” said ISMIE chairman Paul H. DeHaan, MD. “Some of the world’s leading medical professionals practice medicine in Ohio. ISMIE supports innovators across the country with the best medical liability protection and risk management products available, and ISMIE is well known to Ohio distribution partners. We expect to grow many long-term partnerships in this market in the years to come.” With the addition of Ohio, ISMIE Mutual is now an admitted carrier in 11 states and the District of Columbia, and through its ISMIE Indemnity subsidiary protects professionals in all 50 states.

Posted in ISMIE Indemnity, ISMIE Mutual, Ohio | Leave a comment
A.M. Best Upholds Superior Rating of the Cooperative of American Physicians Mutual Protection Trust

October 31, 2018 by matray

The Cooperative of American Physicians, Inc. (CAP) today announced that the outstanding financial strength of its core product, the Mutual Protection Trust (MPT), has again earned an A+ (Superior) Rating from A.M. Best Company, a global full-service credit rating agency dedicated to serving the financial and healthcare service industries. This marks the twelfth-consecutive year MPT has achieved this rating. 

As part of its grading report, A.M. Best praised MPT for its sound invested asset base, ability to access capital at any time via member assessments, and the financial flexibility and capital strength that it maintains. The report also highlights CAP’s “favorable market position in California as the second-largest provider of MPL coverage in the state.”  

“For 12 years now, our MPT product has earned an A+ Rating from A.M. Best, a testament to the collective efforts of a team that is committed to supporting its physician members and their financial health in the most effective way possible,” says CAP CEO Sarah Pacini.

At the same time, A.M. Best acknowledged the financial strength of the Cooperative of American Physicians Insurance Company, Inc. (CAPIC), which earned a rating of A- (Excellent).  CAPIC is a wholly owned subsidiary of CAP and provides reinsurance and other benefits to CAP and its primary medical professional liability partner, MPT.

Posted in A.M. Best, Cooperative of American Physicians (CAP) | Leave a comment
QBE North America Creates New Healthcare Unit

October 22, 2018 by matray

Specialist insurer QBE North America has created a new healthcare unit that will be led by Cindy Oard, senior vice president, underwriting leader.

The unit, QBE Integrated Advantage for Healthcare, is comprised of healthcare professionals in underwriting, claims, and risk solutions. The team will provide a multi-line solution, including management liability, medical malpractice as well as property, auto and workers' comp coverage.

"By integrating a single specialised team, dedicated to the healthcare market, we provide integrated solutions for our customers,” said Oard. “And through our specialisation, we are responsive in applying our expertise and coverages to create the best solution possible."

The dedicated healthcare team’s range of coverages includes workers’ compensation, facultative reinsurance of captives, medical malpractice, general liability, auto among others.

Russell Johnston, CEO of QBE North America, added: “Healthcare is arguably one the largest parts of the US economy, it's growing faster than almost any other segment in the US economy and in order to service this segment well, it requires a level of applied expertise that most companies don't deliver.”

Posted in Uncategorized | Leave a comment
AAOS Celebrates Passage of the Sports Medicine Licensure Clarity Act

October 5, 2018 by matray

The American Association of Orthopaedic Surgeons (AAOS) celebrated the Senate passage of the Sports Medicine Licensure Clarity Act on October 3 as part of the FAA Reauthorization Act of 2018 (H.R.302). The legislation, which AAOS has advocated for since 2015, provides legal protection for traveling team physicians and safeguards injured athletes’ timely access to healthcare professionals who best know their medical history. The bill now heads to the president’s desk to be signed into law. “For too long, team physicians have had to choose between treating patients at great professional risk or handing over care,” said David A. Halsey, MD,AAOS president. “The licensure clarity act now ensures their protection, and we thank Congress for supporting this critical legislation. Its passage represents years of hard work trying to get it across the finish line and it is a significant win—not only for practicing sports medicine professionals, but also for the large percentage of orthopaedists involved in the treatment and care of sports-related injuries.” AAOS advocacy efforts began in 2015 when, in consultation with sports medicine groups like the American Orthopaedic Society for Sports Medicine (AOSSM), we called on Congress to address this all too common scenario. In an op-ed for The Hill’s Congress Blog, we described the proposed legislation as a “common sense solution,” noting that it did not bypass state licensing rules and regulations or allow a medical professional to practice on the general population. The legislation simply clarifies that health care services provided in a secondary state will be covered by the professional’s medical liability insurance and deemed to have been provided in the professional’s primary state of licensure. “Our patients deserve the same high-quality care we can provide at home as they do when traveling across state lines,” said Wilford K. Gibson, MD,AAOS Council on Advocacy chair. “This was a long-fought effort, but well worth it. Passage of the bill means we can continue providing care to hundreds of thousands of athletes, now in a seamless, effective way.” The Senate bill (S.808) was introduced in April 2017 by Sens. John Thune (R-SD) and Amy Klobuchar (D-MN). The House version (H.R.302) passed in January 2017 and was introduced by Reps. Brett Guthrie (R-KY) and Cedric Richmond (D-LA).

Posted in Medical Malpractice, Medical Malpractice News | Leave a comment
California Enacts First-In-Nation Law Requiring Doctors To Tell Patients When They Are On Probation

September 20, 2018 by matray

Doctors in California will have to be honest with their patients if they are on probation for sexual assault or other egregious patient harm under legislation, SB 1448 by Senator Jerry Hill, that was signed by the Governor yesterday.

The first-in-the-nation law requires doctors to disclose before a patient’s appointment if they are on probation ordered by the Medical Board of California for causing patient harm in four categories: sexual misconduct with a patient, drug or alcohol use, overprescribing prescription drugs or criminal convictions.

“This law is a tremendous first step toward the transparency that patients desperately need to make safe decisions about their healthcare. Doctors who harm patients have for too long been allowed to continue practicing with their disciplinary history hidden in the shadows. This law will finally require the minority of doctors who commit egregious misconduct to be honest with their patients,” said Carmen Balber, executive director of Consumer Watchdog.

According to the California Research Bureau, doctors who have been disciplined in the past have a 30-percent chance of reoffending.

“If we learned anything from the Me Too movement it’s that hiding misconduct perpetuates harm. Now, patients will be informed before they choose a doctor disciplined for overprescribing opioids to treat their substance abuse issues, or send their daughter to a doctor on probation for sex offenses. We have a right to know,” said Balber.

Consumer Watchdog said the new law will not inform patients when their doctor is disciplined for negligence that kills a patient, a reform the legislature must revisit next year.

The bill takes effect on July 1, 2019. In addition to doctors, the new law also applies to healthcare providers licensed by the Osteopathic Medical Board of California, California Board of Podiatric Medicine, the Naturopathic Medicine Committee, the State Board of Chiropractic Examiners and the Acupuncture Board.

Posted in opioids, sexual assault | Leave a comment
NORCAL Group Foundation Opens Fall Grant Cycle Applications Now Being Accepted

September 5, 2018 by matray

The NORCAL Group Foundation, a non-profit organization that provides funding and support for healthcare initiatives focused on patient care, patient safety and physician wellness, is now accepting grant applications for qualifying programs through Oct. 15.

Since its inception in 2017, the Foundation has provided grants and support for 13 worthy organizations and programs focused on the betterment of healthcare in their communities.

More information on eligibility and the application process can be found at Applications are being accepted between Sept. 1 and Oct. 15 for this cycle.

Posted in NORCAL Mutual | Leave a comment
Surgeon General to Address The Doctors Company’s National Summit of Healthcare Leaders Today

August 9, 2018 by matray

The United States Surgeon General, Vice Admiral Jerome M. Adams, MD, MPH, will address nearly 100 of the nation's top healthcare leaders today, as the keynote speaker of The Doctors Company's annual Executive Advisory Board meeting. Adams will focus on the need for government/business partnerships to achieve better healthcare, steps the government is taking to address the opioid epidemic and the connection between community health and economic prosperity. He will speak to representatives of industry-leading organizations brought together annually by The Doctors Company to discuss some of the most important issues affecting the practice of medicine today. Adams will also take questions from the audience. Adams will join Richard E. Anderson, MD, FACP, chairman and CEO of The Doctors Company, in a live discussion via video conference. The Doctors Company will post live highlights on Twitter @doctorscompany. "We are pleased that Dr. Adams is participating in our summit of healthcare thought leaders," Anderson said. "His focus on improving healthcare through nontraditional partnerships, leading with science and promoting local community health solutions goes hand in hand with our mission to advance the practice of good medicine." In addition to the Surgeon General, speakers also include:

  • Anderson, who will discuss building an enduring national platform for advocacy on behalf of the medical profession. Prior to leading The Doctors Company, he was a clinical professor of medicine at the University of California, San Diego, and was chairman of the Department of Medicine at Scripps Memorial Hospital, where he served as senior oncologist for 18 years.
  • Donald H. Crane, president and CEO of America's Physician Groups (APG), who will speak on "Accelerating the Movement to Value." APG is a professional association representing medical groups and independent practice associations practicing coordinated care.
  • Daniel Cassavar, MD, MBA, FACC, president and chief medical officer, ProMedica Physicians, whose topic is "How to Train New-Hire Physicians on Practice Culture." In his role, Cassavar provides executive oversight for more than 975 employed physicians and advanced practice providers.

Posted in The Doctors Company | Leave a comment
Physicians’ Reciprocal Insurers Renews Exclusive Agreement with MagnaCare

August 8, 2018 by matray

Physicians' Reciprocal Insurers ("PRI"), an admitted medical malpractice insurer in New York State, announced the renewal of a cooperative agreement, first established in 1998, with MagnaCare, a full-service health plan administrator based in New York. Under the agreement, full-time physicians associated with MagnaCare will receive a 7 percent discount off their malpractice premiums.

MagnaCare offers a range of services and access to a proprietary provider network of nearly 130,000 individually contracted physicians, hospitals and healthcare providers.

"MagnaCare is known in New York State for being a trusted resource to patients and medical professionals alike," said Bruce Shulan, CEO of PRIMMA, PRI's wholly owned Attorney-in-Fact. "Their valuable partnership enables MagnaCare member physicians and medical facilities to offer more options to their patients. We have partnered with them for 20 years, and look forward to many more."

In addition to the 7 percent discount, qualified medical professionals could be eligible for other discounts as well, including:

  • 10-Year Claims Free Discount: 12 percent
  • 5-Year Claims Free Discount: 7.5 percent
  • Risk Management Discount: 5 percent
  • No Consent Discount: 5 percent
  • Annual Pre-Pay Discount: 2 percent

MagnaCare-associated physicians who meet all of the above qualifications could receive discounts up to 31 percent on their premiums.

Posted in Uncategorized | Leave a comment
Call on Your Senator to Protect Good Samaritan Language in Pandemic and All-Hazards Preparedness Reauthorization Act

August 8, 2018 by matray

Editor's note: the following call to action is from Protect Patient's Now, a national advocacy coalition working to enact medical liability reform at the federal level.

Protect Patients Now needs your help in support of an important, bi-partisan medical liability reform bill making its way through Congress.

The Senate Health, Education, Labor and Pensions (HELP) Committee is set to move forward on the Pandemic and All-Hazards Preparedness Reauthorization Act, in which House members have included key language from the Good Samaritan Health Professionals Act to ensure patients have access to vital, on-site medical services in the wake of a natural or man-made disaster.

Looking back to the recent western wildfires, Gulf Coast and Puerto Rico hurricanes, flooding and tornadoes, we recall vivid memories of medical professionals rushing to the scene to provide immediate care to victims. Unfortunately, due to inconsistencies in federal and state laws, some of these volunteer health care professionals risk being turned away or limited in the scope of their assistance because of the threat of medical liability lawsuits.

Including the Good Samaritan bill language in this wider public health legislation would help protect medical volunteers from lawsuits during a large-scale disaster, and ensure that vital health care services are available to disaster victims.

But we need your help to urge Senators to keep this language in the final version of the bill and sign on as a cosponsor.

Constituents from Alabama, Alaska, Colorado, Connecticut, Georgia, Indiana, Kansas, Kentucky, Louisiana, North Carolina, Maine, Massachusetts, Minnesota, New Hampshire, Pennsylvania, South Carolina, Tennessee, Utah, Vermont, Virginia, Washington, Wisconsin, and Wyoming are represented by Senators on the HELP committee and can click here to contact them today with this urgent request.

Patients and physicians from outside these states can also show grassroots support for the bill by clicking here to contact their Senator and asking him or her to sign on as a cosponsor.

It is critical that the entire Protect Patients Now grassroots network takes action to urge Senators to preserve access to medical care during a federally-declared disaster and protect our critical health care providers from medical lawsuit abuse.

Thank you for your continued support of medical liability reform!


Are you represented by a Senator on the HELP Committee? Click here to urge your Senator to support common-sense Good Samaritan legislation


All other constituents: Click here to ask your Senator to cosponsor common-sense Good Samaritan legislation

Posted in Medical Professional Liability Association | Leave a comment